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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,041 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinTechZugBivial AG
Bivial AG Logo
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Bivial AG

Summary

About the company

Bivial AG is a Swiss financial institution focused on business accounts and payment services. It offers business accounts, share capital accounts, cards, virtual IBANs, and solutions for domestic and cross-border payments.

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Offering

Products & services

Industry:FinTech
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Business account
Business accounts for global transactions, with dedicated and personalised Swiss IBANs, multi-currency accounts, access control, API integration and worldwide deposits and withdrawals.
Entrepreneur account
Personal Swiss account for business use, with multiple IBAN accounts, Visa debit cards, multi-currency management and worldwide transfers and payments.
Merchant Payment Accounts
Merchant accounts for card payments worldwide, with fast processing, integration of Visa, Mastercard and alternative payment methods, reporting, PCI-compliant payment pages and API connectivity.
Client Funds Accounts
Segregated client funds accounts for regulated companies, with safeguarding letters, clear account mapping, enhanced access rights and accounts in over 19 currencies.
Virtuelle IBAN-Konten
Virtuelle IBAN accounts to simplify reconciliation, for multi-currency payments, automatic assignment of incoming payments, segregation by customer or project and API automation.
Personalised IBANs
Personalised Swiss IBANs with a name or word in the account number concept, a 60-day reservation, reservation before activation and use after account opening.
Virtual cards
Virtual debit cards for businesses, with instant issuance, unlimited number of cards, real-time transaction overview, Apple Pay, Google Pay and API integration.
Physical cards
Physical debit cards for worldwide payments and cash withdrawals, with contactless use, Apple Pay, Google Pay and blocking and replacement functions in the dashboard.
Payment and withdrawal features
Deposits and withdrawals via bank transfers, cards, alternative payment methods, SEPA direct debits, SWIFT, local and wallet payouts, as well as API and SWIFT messaging integration.
Press

Media

May 6, 2025Media
Profitability and growth momentum at Bivial
startupticker.ch
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Location

Industriestrasse 24
6300 Zug

At a glance

Legal form
Corporation
UID
CHE-402.707.584
Founded
2019 · 7 years
Last commercial register change
June 30, 2026
Employees
1 to 10

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