Arrangement of passenger and freight transportation, arrangement of insurance products, purchase and sale of real estate not subject to the licensing requirement of the Lex Koller, as well as trust services; may establish branches and subsidiaries, participate in other companies, acquire, encumber, sell and manage real estate, provide financing for its own or third-party account, enter into guarantees and sureties for subsidiaries and third parties, and engage in the distribution and trade of products related thereto.