Pensions- und Sparkasse der Securitas Gruppe, Bern

Occupational pension provision

Occupational old-age, survivors’ and disability provision for employees of the sponsoring company and economically or financially affiliated undertakings.

Pension regulations

Pension regulations for employees paid on a monthly salary, employees paid on an hourly wage, as well as staff in personnel category B and the additional pension fund.

Pension benefits

Monthly pension payments, old-age pensions from at least age 62, survivors’ and disability pensions, as well as payment processing in Switzerland and abroad.

Portability benefits and withdrawal

Exit benefit upon changing jobs or moving away, transfer to a portability account or a portability policy, and lump-sum payment under statutory conditions.

Pension fund purchase

Voluntary purchase using the available regulatory purchase potential, taking into account insured salary, age and retirement savings; tax-deductible according to the rules.

Advance withdrawal and pledge for owner-occupied property (WEF)

Advance withdrawal or pledge of pension fund assets for the purchase, construction, repayment (amortisation) or value-increasing investments in owner-occupied property.

Lump-sum withdrawal at retirement

Partial withdrawal of up to 50% of retirement savings as a lump sum upon retirement, with deadlines, tax information and reduction of pension benefits.

Pension statement

Annual personal statements as of 31 December, and at any time on request a current pension statement.

Support in divorce and dissolution of registered partnerships

Statement of feasibility, calculation and division of pension benefits in the event of divorce or judicial dissolution of a registered partnership.

Unpaid leave: continued coverage or suspension

Continuation of insurance cover with the assumption of all contributions or suspension of the insurance during unpaid leave.

Cost-of-living adjustment on pensions

Cost-of-living adjustment for survivors’, disability and old-age pensions according to statutory requirements and the financial scope of the foundation board.

Pensions- und Sparkasse der Securitas Gruppe

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