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DirectoryFinance & InsuranceFinancial ServicesZurichVerein zur Führung einer Informationsstelle für Konsumkredit (IKO)
Verein zur Führung einer Informationsstelle für Konsumkredit (IKO) Logo
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Verein zur Führung einer Informationsstelle für Konsumkredit (IKO)

Summary

About the company

The core activity of IKO is to operate an information centre for consumer credit, in particular the central registry for credit and leasing transactions subject to the Federal Act on Consumer Credit (KKG). The association collects and manages data from credit and leasing customers and provides this information exclusively to lenders who conclude credit and leasing transactions subject to the KKG.

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Consumer credit information office
Statutorily required registration office for consumer credit data; maintains data on credit and leasing transactions for private purposes and provides the basis for queries under the KKG.
Database extract / request for information
Free self-disclosure regarding any stored personal data; order online or by post, with delivery exclusively by regular mail for data protection reasons.
Correction and deletion of incorrect data
Point of contact for incorrect entries or erroneous records; supports corrections and early deletion when an entry is inaccurate.
Retention periods and data management
Information on statutory retention periods, automatic deletion after the retention period ends, and stored ongoing contracts as well as balance notifications.
Membership
Admission of companies that grant consumer loans on a commercial basis or conclude consumer credit agreements and hold the required authorisations.
Data protection advice for members
Support for member companies with information, case-specific advice, and assistance regarding data protection-related concerns and objections.
FAQ and information on requests for information
Answers to frequently asked questions about entries, reporting obligations, query obligations, data processing, database extracts, corrections and deletion.
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Location

Hohlstrasse 507
8048 Zurich

At a glance

Legal form
Association
UID
CHE-110.168.943
Founded
2003 · 23 years
Last commercial register change
November 12, 2025
Employees
1 to 10

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